Yes the bank can be asked for a proper explanation for the denial of cheque. Despite your account was funded with sufficient amount of balance. We can move the bank and the third party to the court. Which needs to be properly addressed carefully and meticulously. For a detailed review of your issue you may book a consultation here, so that we can check for all the available documents carefully and file appropriate cases before the appropriate authorities to get our selves relief.
First of all ask ur bank why it not cleared the cheque and what is the reason, only then i can tell u.
No need to sue bank for this, Just show your bank statement reflecting sufficient balance on date of chq clearance and get over with 138 case. Thereafter, send a legal notice to bank and warn them future consequence of such nature.
yes you can however the details mentioned on the cheque return memo is important. Kindly contact me with all the required details so that i may help you accordingly.
It depends on reason for dishonour. It can be mismatch of sign etc....
Of course you can sue, but doing that first ask to your bank to do needful steps and atleast give them sufficient and reasonable time then you can sue.